Marine

For fiberglass boats, look for osmotic blistering on the hull below the waterline — press on any bubbles, which indicate water in the laminate. Check the transom for softness (push hard at the outboard mounting area). Inspect all through-hull fittings for corrosion or cracking. Run the engine to operating temperature and check for water in the oil (milky appearance = head gasket issue on inboard engines).

Run the HIN (Hull Identification Number) through the USCG vessel documentation database or your state's boat registration lookup. A HIN search through NMVTIS will show theft and totaled records. For documented (USCG-titled) vessels, pull the documentation abstract from the USCG National Vessel Documentation Center — it shows all recorded liens. Clear any liens before completing a purchase.

Annual marina slip fees run $1,500–$12,000 depending on location and boat size. Dry storage (rack storage or trailer at a facility) costs $500–$3,000 per year and is easier to budget. Annual winterization on an inboard runs $300–$500. Budget 10% of the boat's purchase price annually for maintenance and repairs — this is a common boating rule of thumb. Insurance typically runs 1.5–2% of the boat's insured value per year.

USCG documentation or state registration is required for all motorized boats. Most states require a boater safety certificate for operators born after a certain date (varies by state). The NASBLA-approved online course takes 3–5 hours and costs $25–$35. Some states require documentation for vessels over 26 feet used commercially. Check your state's boating authority for specific requirements.